GN 02402.361: Coding Jordan Bank Data on the Master Beneficiary Record (MBR)
Effective Dates: 10/23/2017 - Present TN 82 (10-17)
- GN 02402.361 Coding Jordan Bank Data on the Master Beneficiary Record (MBR)
This section describes how to code bank data for international direct deposit (IDD) of Title II benefits to a financial institution (FI) in Jordan. We store bank data on the MBR in the same fields used for United States (U.S.) direct deposit. Special coding identifies the data as a Jordan direct deposit and allows us to route benefit payments through the Federal Reserve Bank of Kansas City (FRBKC) and the processor bank in Jordan to the beneficiary's FI. If you receive an IDD request in a U.S. domestic (i.e, non-border) field office (FO), forward all appropriate information to the Office of Earnings and International Operations (OEIO), Division of International Operations (DIO) to process. For more detail on IDD requests and forwarding information, see
- * GN 02402.201 Background and Policy for Direct Deposit Outside the U.S.
* GN 02402.205 Direct Deposit Enrollment Outside the U.S. * GN 01010.255 Adjudication of Foreign Claims
- * GN 01702.310C Routing of Claims for U.S. Benefits Involving Totalization
A. Where to obtain bank data We receive requests to input bank data by mail, phone, or fax in the form of: * blank check, * Form SSA-1199-OP45 (International Direct Deposit Signup Form for Jordan), or * any document that contains the required banking information. NOTE: If upon receipt of the information, there are any discrepancies, follow instructions in GN 00203.020 and GN 02402.025. B. Multi-country contract The processing FI in Jordan has a prefix of “66” at the beginning of the routing and transit number (RTN). The first letter of the depositor account number (DAN) field has the letter “J” assigned for Jordan. C. Overview of IDD for Jordan IDD payments sent to Jordan must be in Jordanian Dinar (JOD) accounts at local FIs. The beneficiary must provide complete information to the U.S. Embassy, Consulate, or DIO for input. DIO faxes incomplete forms to the Federal Benefits Unit (FBU) at the U.S. Embassy or Consulate that serves that territory to contact the beneficiary or FI for additional information. D. Description of Jordan direct deposit data IDD comes from banks that the FRBKC determined can receive IDD payments. The FRBKC identified and listed the participating FIs on the International Treasury Services (ITS.gov) website as part of the ITS help file. If you do not have access to ITS.gov, to verify bank codes when processing direct deposit to Jordan banks, refer to the listing in GN 02402.361G in this section. The data to code Jordan IDD comes from the International Bank Account Number (IBAN) provided to the beneficiary from his or her FI. The IBAN is 30 characters. However, the IDD coding for Jordan bank data consists of 27 characters, including the country code of “J” for Jordan. E. Procedure to code Jordan bank data The FRBKC relies on us to provide the complete bank data to ensure correct posting of payments to a customer’s account. If the information is incomplete, the FRBKC rejects the payment and returns the funds to our agency. When you establish or change IDD bank data for Jordan through an SSA system (i.e., Modernized Claims System (MCS), Manual Adjustment Credit and Award Data Entry (MACADE), etc.), you must go to ITS.gov to enter:
- * account ownership;
- * account type;
- * beneficiary address;
- * country;
- * enrollment status;
- * first and last name of the beneficiary;
- * IBAN;
* payee indicator; and
- * Society for Worldwide Internet Financial Telecommunication-Business Identifier Code (SWIFT-BIC).
1. Swift-BIC code obtained from the FI
- The SWIFT code contains a minimum of 8 characters, and a maximum of 11 characters:
- * first four characters - bank code (only letters);
- * next two characters - ISO 3166-1 alpha 2 country code (only letters);
* next two characters - location code (letters and digits) (passive participant have "1" in the second character); and
- * last 3 three characters - branch code, optional ('XXX' for primary office) (letters and digits).
2. Initial award processing If you are working on an initial award, you must update ITS.gov using the bank account information prior to processing the award to ensure that the beneficiary receives his or her payment. If the complete bank account information is not in ITS.gov when the payment processes, the payment rejects and returns to our agency.
- 3. Add or update bank data using SSA systems
You must update ITS.gov on the same day if you use an SSA system to add or update bank data on the MBR (i.e. Post Entitlement Online System (POS), MACADE, etc.). Enter all POS direct deposit changes according to normal procedures. When coding IDD bank data in an SSA system for Jordan within four business days of the current operational month (COM) cutoff date, use the procedure outlined in the chart in this section.
- Are you coding an initial claim?
If yes, go to step 3. If no, go to step 2.
Is the beneficiary's address on the MBR in a foreign country (PCOC = 8)? If yes, go to step 3. If no, STOP. REASON: The MBR will not accept the IDD information.
Is the beneficiary's account a Jordanian Dinar (JOD) account in Jordan? If no, STOP. REASON: Beneficiaries in Jordan can only receive IDD payments in USD accounts.
- If yes, go to step 4
The RTN is 660000026 for all IDD to Jordan. SSA and FRBK designated “66” the multi-country prefix for Jordan IDD. The “6” at the end of the RTN represents the U.S. check digit code for all IDD accounts in Jordan. Therefore, do not obtain the check digit code from Title II Interactive Comps.
Code the Type of Account as an “S” for savings or a “C” for checking. If no indicated account type, use a “C” for checking account.
To derive the DAN for Jordan, code as follows: * Start with the country code of “J” designated for Jordan, and * Code 16 digits of the 18-digit account number. NOTE: We do not have IDD for U.S. dollar accounts in Jordan.
You must take action on the same business day to update the full IBAN and SWIFT into ITS.gov along with the information listed in the introduction of GN 02402.361E in this section. If you do not have access to ITS.gov, ask a co-worker who has access to update the IBAN into ITS.gov. FRBKC needs all of this information to process the IDD payment. When this information is not available, FRBKC rejects the payment and returns it to our agency. F. Example of coding Jordan bank data The customer provides us with the IBAN: JO94CBJO0010000000000131000302. NOTE: The first two characters of a Jordan IBAN are “JO,” which represents the International Organization for Standardization (ISO) country code. The third and fourth characters of the IBAN are the IBAN check digits. The technicians should never code the IBAN ISO country code or the check digit to the MBR. The fifth through eighth characters of the IBAN represent the four-digit bank code. The next four digits represent the branch code. The next 18 digits represent the account number.
- 1. Derive the RTN
The technician codes the following information for the RTN. * Code an RTN of 660000026 * Code the type of account as a “C” for Checking or an “S” for Savings. If no account type indicated, use a “C” for Checking.
- 2. Derive the DAN
The technician codes the DAN as indicated. * “J” (for Jordan), and * 16 digits of the 18-digit account number “0000000001310003” 3. The coder obtains the bank data: * RTN: 660000026
- * Checking
- * DAN: J0000000001310003
a. The coding in POS reflects the bank data * DIRECT DEPOSIT ROUTING TRANSIT NUMBER: 660000026
- * ACCOUNT TYPE (C/S): C
- * DEPOSITOR ACCOUNT NUMBER: J0000000001310003
- * CANCEL DIRECT DEPOSIT (Y):
- * DIRECT EXPRESS (Y):
b. The MBR reflects the bank data RTN-660000026 DAN- J0000000001310003 G. Jordanian bank codes For Jordan Bank Codes, see the chart of bank codes provided chart.
x← This means that the line was removed and was added – in other words, the "Effective Dates" line at the top of the document has been updated to reflect that the new version is effective as of the date the change was made.